Our cutting-edge proprietary pricing technology instantly shops your loan search with over 50 different banks to locate the mortgage program offering the best rate and lowest fees.

We are so confident that the combination of the total closing costs and interest rate will add up to the lowest possible mortgage price, we’re willing to put money on it, $ 300 to be exact.

BetterChoiceLoans.com commitment to upfront lending practices allows us to offer you this guarantee. To further ensure accurate pricing, a guarantee in writing will be provided to detail the rates and fees associated with your loan.

How it works:

• Apply for a BetterChoiceLoans.com fixed or adjustable rate mortgage online.
• Receive an upfront rate and closing cost offer in writing.
• Take up to 3 days to shop for a lower rate from competing lenders.
• If you find a lower rate on a similar fixed rate or adjustable rate mortgage, we'll beat it or give you $300.

Program Rules 

Most mortgage offers for home loans advertise understated costs mortgage brokers and lenders fail to deliver. You may be strung along unaware of additional fees due at closing not disclosed by the lender beforehand.

Don’t be left high and dry paying unexpected closing fees at the last minute. BetterChoiceLoans.com guarantees upfront closing cost quotes for non-recurring fees will not change once your loan is approved and your rate lock has been confirmed.

Better choice loans advanced technology makes it easier for us to fund your loan quickly. We will do whatever it takes to meet your demanding schedule and guarantee your loan will close on the date set by escrow or you will receive a $1,000 credit towards closing costs. You can be sure your loan will be given priority service by providing applicable documents within 24 hours of our request. We are not obligated to provide a credit to borrowers who do not respond to requests made within 24 hours by third party providers including appraisers, title companies and escrow companies.