Unlike most lenders who advertise understated costs then surprise you with additional fees due at closing, when you initiate a rate lock with betterchoiceloans.com we guarantee our upfront closing cost quotes will not change once your loan is approved and your rate lock has been confirmed.

Our advanced technology makes it easy for us to approve your loan quickly. In most cases a loan approval will be rendered in just a few hours. A loan advisor will contact you immediately after to discuss your rate lock options.

Your loan advisor will recommend a minimum lock-in period to accommodate the time needed to close your loan. This is designed to save you time and money since most lenders charge a fee for a lock-in period beyond 30 days.

Better Choice Loans does not charge an application deposit to lock in a rate, we simply ask that in consideration of the lender's action, the borrower agrees to proceed in good faith toward the closing of their loan.